click to find out more information on each service

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  <h1>HR Cover</h1> <p>Our Employment Law services currently allow employers across the country to focus on the success and growth of their business rather than worrying how about how to deal with a difficult employee or what they should do when facing a Tribunal claim. Peninsula's expertise is on hand to assist with any employment matter no matter how trivial through our 24 Hour Advice Service which is available 365 days a year.</p> <p>If your business does face a Employment Tribunal claim then be assured that our Legal Services team will provide a full Employment Tribunal representation service aimed at achieving the best outcome for your business. In addition, our indemnity scheme can fund the cost of any awards made against your business giving you further peace of mind. We will also ensure you have legally compliant employment documentation in place to prevent you from getting into difficulty in the first place.</p>Close
  Need help writing your employees contracts?Immediate HR Cover
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  <h1>Health &amp; Safety</h1> <p>Total protection for you and your business. Complying with the requirements of health and safety legislation can be notoriously time-consuming and places a considerable level of responsibility on to the shoulders of business owners and senior managers. Our Health & Safety services help you to better understand and manage your obligations and provide you with the knowledge and the systems to allow you to be one step ahead.</p> <p>With the availability of our 24hr Health & Safety Advice Service around the clock, 365 days a year, all your business queries - be it a routine enquiry or an urgent problem ? can be answered at your convenience. This essential service supports the bespoke Health & Safety Management Systems which we will create and help you to implement in order to ensure you are operating a safe and legally compliant work place.</p>Close
  Is your business fully protected and compliant with the latest health and safety standards?Immediate Health & Safety
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  <h1>Legal Cover</h1> <p>Reliable and commercially-focused legal services to support your business.</p> <p>If you should face an employment tribunal claim we can represent your business every step of the way. We have over 45 Employment Law specialists with experience in a variety of industries who handle around 3,000 cases per year with usually over 1,000 live cases at any one time.</p> <p>The size and expertise of our team means we will have familiarity with any claim that comes in and this shows in our results: in the cases that we deal with from beginning to end we have a 98% success rate.</p> <p>In addition to professional representation our legal services mean that your business can be protected not only from the escalating costs of legal representation but also from the risks of having to pay out up to &pound;100,000 as an Employment Tribunal award.</p> <p>Our Indemnity Insurance scheme, which is regulated by the Financial Services Authority, provides peace of mind from knowing that the costs of representing your company at court are taken care of and the burden of financial awards made to Claimants successful at Employment Tribunal do not have to be borne by your business. Peninsula Business Services Ltd is authorised and regulated by the Financial Services Authority (Registration No. 468574).</p>Close
  Are you fully prepared to deal with a troublesome employee?Immediate Legal Cover
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  <h1>Tax & VAT Services</h1> <h2>Advice</h2> <p>We have a team of professionals with many years of experience within both HMRC and Accountancy practice who provide our Tax and VAT Advice. Our fee protection accountancy clients have complimentary and unlimited access to this service. We also provide this service independently to affinity groups and intermediaries.</p> <h2>Consultancy & Planning</h2> <ul> <li>Identifying Problems</li> <li>Proposing Solutions</li> <li>Minimising Liabilities</li> </ul> <p>Our consultancy team are on call to assist our fee protection accountants as and when required regardless of whether the particular client is a member of the fee protection scheme.</p> <h2>Consultancy:</h2> <ul> <li>IR35 / Status reviews and enquiries</li> <li>Settlement Legislation reviews</li> <li>HMRC enquiries</li> <li>HMRC reviews</li> <li>Special Civil Investigation cases</li> </ul> <h2>Planning:</h2> <ul> <li>Income/Corporate Tax</li> <li>Capital Gains Tax</li> <li>Inheritance Tax</li> <li>Value Added Tax</li> <li>Stamp Duty Land Tax</li> </ul>Close
  Are you getting the right advice on tax or could you be overpaying?Immediate Tax Advice
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  <h1>Tax & VAT Services</h1> <h2>Advice</h2> <p>We have a team of professionals with many years of experience within both HMRC and Accountancy practice who provide our Tax and VAT Advice. Our fee protection accountancy clients have complimentary and unlimited access to this service. We also provide this service independently to affinity groups and intermediaries.</p> <h2>Consultancy & Planning</h2> <ul> <li>Identifying Problems</li> <li>Proposing Solutions</li> <li>Minimising Liabilities</li> </ul> <p>Our consultancy team are on call to assist our fee protection accountants as and when required regardless of whether the particular client is a member of the fee protection scheme.</p> <h2>Consultancy:</h2> <ul> <li>IR35 / Status reviews and enquiries</li> <li>Settlement Legislation reviews</li> <li>HMRC enquiries</li> <li>HMRC reviews</li> <li>Special Civil Investigation cases</li> </ul> <br /> <h2>Planning:</h2> <ul> <li>Income/Corporate Tax</li> <li>Capital Gains Tax</li> <li>Inheritance Tax</li> <li>Value Added Tax</li> <li>Stamp Duty Land Tax</li> </ul>Close
  Are you getting the right advice on VAT when you need it?Immediate VAT Advice

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  <h1>Private Medical Insurance</h1> <p>In the current climate of reducing government spending on essential services like the NHS, there has never been a more appropriate time to look at covering your family, your employees and their families for any elective or essential health care need. Private Medical Insurance provides peace of mind and also provides business with a benefit that helps reduce absence, increase staff loyalty and aid recruitment. We are able to provide a fully independent review covering virtually all the marketplace and assist you in selecting the right package for your business and your employees.</p> <p>If you already purchase Private Medical Insurance then an annual, independent review allows you to evaluate the cost and cover of your benefits package. Regular reviews ensure that your benefits remain fresh and relevant to both your employees and your business."</p>Close
  Are you making the most of the available benefits for you and your employees?Private Medical Insurance
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  <h1>International Health Cover</h1> <p>IHC's client base spans across the globe and ranges across industry, size and location. Our experience of health systems ensure you get the right international medical insurance for your employees.</p> <p>Supporting UK based teams with expat employees is an expert skill and we have the experience to help ensure you have smooth administration of these complex issues.</p> <p>Travel for business with peace of mind.</p> <p>If you or your employees travel for business more than once a year, it makes sense to purchase an annual business travel insurance policy. A cost-effective annual policy allows you to travel at short notice without having to arrange insurance, so you know you are always covered, should the unexpected happen. With our extensive experience of worldwide business travel insurance, BIZtravel will help ensure that you purchase the right policies, at the right price, according to the needs of you and your employees. We provide free quotes to help you to find the most suitable and competitive business travel insurance product online.</p> <p>Go to our quotation page or contact us now to discuss your international business travel insurance requirements.</p>Close
  Are any of your employees working overseas on long-term contracts and are they medically covered?International Health Cover
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  <h1>Dental Insurance</h1> <p>If your employees can't access an NHS dentist, you can help them with the costs of private dental care. You'll be providing a benefit everyone can use - and you may help reduce working time lost by preventing more serious dental problems.</p> <p>We offer a range of company paid dental plans for employers with 3 or more employees. And because dentists charge a range of prices we offer a range of cover levels - giving you the control to choose the plan that best meets your company's needs.</p>Close
  Are any of your employees struggling to get access to an NHS dentist?Dental Insurance
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  <h1>Business Travel Insurance</h1> <p>IHC offer advice to all businesses. Company medical insurance is now flexible to offer a wide range of options for all size of business; from 2 employees upwards. Our straightforward advice is tailored to give you clear options to tailor your level of cover according to your business budget and requirements.</p> <p>Working with all the insurers we research the market every month to continuously improve our knowledge and keep up to date of developments. Coming up to 2011 there are more solutions than ever before on offer and we are here to help you make sense of it either in the UK or around the world.</p>Close
  Do you or any of your employees travel on business more than once a year?Business Travel Insurance
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  <h1>Group Income Protection</h1> <p>What would you do if an employee was off work with a long term sickness? Statistics show that workers are 3 times more likely to be off work for 3 months than die during their working lives. How would you manage sick employees? How long could you afford to pay absent staff? Could you offer them help and support with rehabilitation?</p> <p>Income Protection offers financial peace of mind for employees and their families. It provides a replacement income should the employee be unable to work due to illness or injury for an extended period of time. This relieves the employer of the financial and moral burden of supporting these employees. Income Protection policies will also offer support through disability counseling and graduated return to work advice.</p>Close
  Would you like the peace of mind to offset salary commitments if any of your employees are long-term sick?Group Income Protection
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  <h1>Group Critical Illness</h1> <p>Advances in medical science means that many illnesses are not as deadly as they once used to be.</p> <p>Critical Illnesses can occur in all age groups with a significant percentage of claims being made by younger people, many under 30.</p> <p>Insurance Industry figures show that people are five times more likely to suffer a critical illness than die before the age of 65. Illnesses such as Cancer, Strokes and Heart Attacks are still very serious and can have a debilitating effect on a person's and family's quality of life.</p> <p>With group critical illness insurance, a lump sum could be paid to employees who contract any of a range of serious illnesses. This could be used to pay off a mortgage, make necessary alterations to a home or even fund medical treatments.</p>Close
  Are you looking to provide protection for your family and your employees families?Group Critical Illness
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  <h1>Group Life Cover</h1> <p>Specialising in medical and health insurance broking, it advises clients on strategy, design, delivery and communication of health and wellbeing programmes. The company's proven techniques and flexible approach offer clients advice on tailored health services and medical policies; that cover group life, income protection and company health insurance. IHC caring for your company's health.</p>Close
  Are you looking to provide protection for your family and your employees families?Group Life Cover
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  <h1>Health Assessments</h1> <p>Health screening is an extremely valuable way of assessing your employee's current level of health and lifestyle. A health screen can enable employees to take control of their health and help towards ensuring their future health and wellbeing.</p> <p>Most experts would agree that the earlier problems are detected, the greater the chance of being able to improve results naturally and manage conditions more easily.</p> <p>Screens can be conducted on or off site and can be varied in their focus. Screening is available on even the most modest of budgets.</p> <h3>Potential Organisational Benefits of Health Screening</h3> <ul> <li>Reduction in health related insurance claims</li> <li>Reduction in employee turnover</li> <li>Increase in productivity</li> <li>Improved morale and loyalty amongst employees</li> <li>Encourages top candidates to apply for employment</li> <li>Enhances company image as a progressive, caring employer</li> </ul> <h3>Employee Benefits of Health Screening</h3> <ul> <li>A valued employee benefit</li> <li>Advice on how to reduce risk factors by changes in behaviour</li> <li>Opportunity to discuss any concerns with a clinical professional</li> <li>Identifying potential risk factors before disease is present</li> </ul>Close
  Are you confident you and your employees are fit for work?Health Assessments
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  <h1>Occupational Health</h1> <p>Increasingly it is recognised that good health is good for business and that a healthy workforce is a productive one. In the 21st century, attracting and retaining the best people is critical to business success. IHC can help your business become more productive and save your business money by getting the right supplier for Occupational Health services.</p> <p>A quality occupational health supplier will offer:</p> <ul> <li>Services to remove health risks arising in the workplace</li> <li>Independent and professional diagnosis, prognosis and return to work advice on ill employees and to help your business maintain a healthy workforce.</li> </ul> <p>You can quantify your business bottom-line return of investing in occupational health to prevent and reduce the costs associated with absence from work.</p> <p>The Business Health Check tool is easy to use.</p> <p>The tool was developed in partnership with Pricewaterhouse Coopers and Business in the Community, the Health Work and Wellbeing team at the Department for Work and Pensions/Department of Health. It is a pilot evaluation tool to help employers assess the cost of ill-health to their business and the impact of wellness programmes on these costs.</p>Close
  Do any of your employees suffer from stress or stress related issues?Occupational Health
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  <h1>Business Protection</h1> <p>Business often seeks to protect what is visible; the buildings, machinery and supplies. The lifeblood of any company, its key members, workforce & yes, you yourself are often left unprotected.</p> <p>Business protection can help protect your business. A loss of profits or even the risk of closure could occur should you, a Key Person, Partner or Director die or become seriously ill.</p> <p>Our Specialists can tailor solutions to ensure your business & key people have the necessary protection, whether this be Shareholder & Partnership Protection or Key Person Protection</p> <p>Avoid the consequences or illness or death to your business by ensuring key agreements in place for the protection of assets, shares, turnover, profit or even liquidation.</p>Close
  Does your business plan have cover against illness or death of a shareholder or key person?Business Protection

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  <h1>Professional Indemnity Insurance</h1> <p>Do you give advice or provide a professional service to the public? Then you require Professional Indemnity Insurance for your practice. As a professional practice, you owe a legal 'duty of care' to your clients. If you breach that duty of care, for instance by making a mistake in the services you provide, your client can claim compensation from you for the losses and expenses caused by your negligence.</p> <p>This is a claims-made insurance which will protect your business in the event of a claim for professional error, omissions or professional neglect towards a third party. This insurance will cover both the principles and the employees of your business.</p> <p>A Professional Indemnity Insurance policy may cover you for areas such as libel and slander, professional neglect, malicious falsehood, passing off copyrights, breach of confidentiality, and negligent statement or actions.</p> <p>The level of cover you select is the maximum you would receive for the total of all claims and defence costs incurred, irrespective of the number of claims.</p>Close
  Does your business have the cover needed for your minimum legal requirements?Professional Imdemnity Insurance
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  <h1>Office Combined Insurance</h1> <h2>Office Contents</h2> <p>This insurance will cover your office contents including computers and electronic office equipment, furniture, stock, stationary, documents, tenants Improvements and fixtures and fittings whilst within your property.</p> <p>Please be aware that these Items which are owned by the Business would not be covered under a Household Insurance Policy. Your contents are covered for All Risks which includes but not limited to theft, fire, water damage from burst pipes and malicious damage.</p> <p>You can select to cover the value of your office contents up to &pound;50,000. The cover is subject to an excess of &pound;250 which means that you will pay the first &pound;250 of any loss or damage. Don't forget that the value you should choose, in order not to be underinsured, is the new replacement cost of the items.</p> <p>This insurance is only available via this website if purchased as part of our Office Combined policy.</p> <h2>Portable Equipment</h2> <p>This insurance will cover your Portable Electronic Equipment when working away from your own premises or based at a client's site. The insurance will cover accidental physical loss (including theft) or damage. You can choose whether or not this cover is within the UK, Europe or Worldwide.</p> <p>Examples of equipment covered:</p> <ul> <li>Blackberries or other PDA's</li> <li>Digital cameras</li> <li>Hardware and tools</li> <li>Laptops</li> <li>Mobile phones</li> <li>Projectors</li> <li>Printers</li> <li>Video cameras and equipment</li> </ul> <p>The policy provides cover for electronic portable equipment from &pound;1,000 up to a limit of &pound;5,000 and is subject to an excess of &pound;100 which means that you will pay the first &pound;100 of any claim. This insurance is only available via this website if purchased as part of our Office Combined policy.</p> <h2>Business Interruption</h2> <p>This Section provides Loss of Profits / Increased Cost of Working Cover on a first loss basis which ensures your business will have the funds available following a material damage loss to rent alternate premises in order to trade or any overall reduction in profit as a result of a material damage loss.</p> <p>Cover is provided until which time you are trading at a similar level to which you were trading before the loss and you are back within your own premises or up to the Sum Insured chosen whichever produces the lowest claim overall.</p> <p>This insurance is only available via this website if purchased as part of our Office Combined policy.</p> <h2>Employers Liability</h2> <p>This insurance covers the Business should an employee make a claim for injury or illness suffered during the course of their employment. Office and Clerical based employees are increasingly at risk in their work place with the number of claims for stress related illnesses or repetitive strain injuries on the increase in addition to physical accidents.</p> <p>As a Limited Company, you are legally required to have Employers? Liability insurance even if the Principal(s) / Director(s) are the only Employees. This policy provides a standard Limit of Indemnity of &pound;10 million. This insurance is only available via this website if purchased as part of our Office Combined policy.</p> <h2>Public Liability</h2> <p>This insurance will provide protection for anyone who has visits client's premises or who receive visitors to their own premises. It covers your business for claims made by third parties for property damage and personal injury. For instance if a client is accidently injured by you or your business operation or if you damage your client's equipment.</p> <p>The minimum limit is &pound;1m, however if you're involved in arranging events or exhibitions, we also offer &pound;2million and &pound;5million. This insurance is only available via this website if purchased as part of our Office Combined policy.</p> <h2>Manual Work</h2> <p>Should you undertake any incidental manual work as a part of your contract(s) for example drilling, cabling, trunking etc then you will require this extension. Manual Work must not represent more than 20% of your Fee Income and Cover is not available for Individuals who carry out Manual Work at offshore installations for example Oil Rigs.</p> <p>This insurance is only available via this website if purchased as part of our Office Combined policy however If you do not want to include a Quick Quote for this Policy then select the "No" button on the right.</p> <h2>Products Liability</h2> <p>This insurance will provide protection for anyone who sells goods or products. It covers your business from claims made against you from third parties for property damage and personal injury arising from goods sold or supplied.</p> <p>The minimum limit is &pound;1m; however it is recommended that a similar limit to that taken under Public Liability be selected. This policy is not aimed or designed for companies that manufacture goods of products and alternative more specific insurance cover should be sought in these circumstances.</p> <p>This insurance is only available via this website if purchased as part of our Office Combined policy.</p>Close
  Does your business need insurance to cover your office, equipment and public liability?Office Combined Insurance
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  <h1>Legal Expenses Insurance</h1> <p>Provides legal costs, expenses and accountants fees to represent you in a full and/or aspect enquiry by HM Revenue & Customs.</p> <p>Provides legal costs and expenses in defending actions brought by employees and ex-employees under employment legislation. Provides legal costs and expenses for representation and defence proceedings brought under the Data Protection Act. Provides legal costs and expenses for defence and appeals in respect of criminal proceedings for both you and your employees, and limited cover for civil proceedings for employees.</p> <p>Property, Licence Protection, Bodily Injury & Attendance Expenses are also covered under the policy. Access to a 24 hour legal advice helpline. &pound;100,000 of legal costs per claim.</p> <p>If you do not want to include a Quick Quote for this Policy then select "Quote Not Required" from the Drop-Down Menu on the right.</p>Close
  Does your business have the level of legal cover you require?Legal Expenses Insurance

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  <h1>Health & Safety Training</h1> <p>Whether you have 5 people working for you or 30,000 you have a statutory duty to ensure that your staff are competent. If your employees aren't properly trained you leave yourself open to prosecution for not complying with current legislation and employees can claim you are negligent in regards to their safety. All businesses have a legal duty to provide information, training and supervision for their employees.</p>Close
  Are your confident your staff are compliant with health and safety regulations?Health & Safety On site training
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  <h1>Health & Safety Training</h1> <p>Whether you have 5 people working for you or 30,000 you have a statutory duty to ensure that your staff are competent. If your employees aren't properly trained you leave yourself open to prosecution for not complying with current legislation and employees can claim you are negligent in regards to their safety. All businesses have a legal duty to provide information, training and supervision for their employees.</p>Close
  Do you require training to comply with your ever increasing duty of care responsibilities?Health & Safety Off site training
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  <h1>Occupational Health Services</h1> <p>Increasingly it is recognised that good health is good for business and that a healthy workforce is a productive one. We can provide a full service that not only advises but provides the requisite services that will allow us to</p> <ul> <li>remove health risks arising in the workplace</li> <li>independent and professional diagnosis, prognosis and return to work advice on ill employees</li> <li>and to help your business maintain a healthy workforce</li> </ul>Close
  Do you think your business will require help and support to continue running smoothly?Occupational Health Services

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  <h1>IT Recycling</h1> <p>Once a decision is made that environmental disposal is the required route for equipment supplied by clients, professional partners are used to ensure the most ethical processes are used. We will ensure all items are maintained within a WEEE compliant process, in additional all items will be tracked through our comprehensive system and certificates of destruction produced. At Canopus we appreciate that our client requires more than just minimal compliance, asset evidence needs to be supplied throughout the recycling process.</p> <p>Although the UK has some way to go before we start to ensure recycling is the preferred option for end of life equipment, and levels of recycling reached those of our European neighbours. Recycling levels are increasing continually, and Canopus wishes to do everything possible to enhance these levels of positivity towards recycling of true WEEE. Some of the areas of note for the industry as a whole are detailed below;</p> <ul> <li>WEEE (Waste Electrical and Electronic Equipment) Directive</li> <li>Landfill Directive and resulting regulations</li> <li>Pre-treatment regulations</li> <li>Producer Responsibility Regulations</li> <li>Battery Directive (2006/66/EC)</li> </ul>Close
  Are you aware of your legal obligations as a business owner for IT hardware?IT Recycling
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  <h1>Data Destruction</h1> <p>Canopus Technical Services Ltd offers proven secure solutions when tackling client Data Destruction requirements. Our clients will benefit from our professional approach to Data Destruction, utilising CESG, HMG approved Data Destruction methods. Anyone responsible for managing data bearing assets must understand their legal obligations, as well as the consequences if that data were to pass outside of their control. We will provide fully documented procedures ensuring the highest standards are maintained throughout the entire data destruction process. Our clients will have security assurance from the following destruction solutions;</p> <h3>Data Destruction</h3> <p>On receipt at Canopus?s refurbishment facility, data bearing media is asset tracked to ensure an auditable trial is established. An initial erasure wipe of the Hard Drive is carried out to Infosec 5 approved levels of destruction via a LAN Server. Any Hard Drive unable to be fully wiped is removed from its unit, recorded, and sent through a HMG Approved Degaussing process. Once degaussed the Hard Drive remains stored within an internal secure cage environment prior to be taken to a secure facility for supervised shredding.</p> <h3>Onsite Data Destruction</h3> <p>Canopus are able to provide Data Destruction solutions on its clients premises, utilising various tool sets. Whether it be software controlled Blancco Data Cleaner+, Verity Degaussing or Mobile Hard drive Shredding. All methods are fully auditable and secure.</p> <h3>Secure Mobile Shredding</h3> <p>This solution provides specialised physical destruction of Hard Drives or Data Tapes at the clients premises. Our specially designed vehicle has an onboard shredder. The process can be witnessed should there be specific highly confidential material requiring secure destruction. The process is fully auditable and secure.</p>Close
  Are you aware of your legal obligations as a business owner for data destruction?Data Destruction
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  <h1>IT Refurbishment</h1> <p>Canopus Technical Services Ltd has a wealth of experience within the IT Industry and identifies the need to reuse rather than recycle end of life IT equipment. Most of the equipment identified as ?End of Life? by most companies looking to upgrade or refresh their IT Asset Infrastructure, is actually perfectly good working equipment. Reuse is the preferred option as stated in the WEEE Directive, each and every item refurbished is another item not sent for recycling. Although for items which fail testing and cannot be refurbished are sent for WEEE complaint recycling. There are many routes for reused items, some of which benefiting the clients and charities;</p> <h3>Redeployment:</h3> <p>Canopus Technical Services Ltd can work alongside its clients and enhanced areas of redeployment throughout its clients IT Asset Infrastructure. Whether it be upgrading requirements, software builds or PC rebuilds to given specifications. This service ensures you gained the maximum value for your assets throughout a longer life span.</p> <h3>Staff Sales:</h3> <p>Canopus Technical Services Ltdare able to provide a web based facility allowing its clients internal staff the option of purchasing refurbished equipment. Staff members can personally benefit from a client IT refresh by purchasing equipment at an agreed and reduced rate.</p>Close
  Would you like to keep your IT costs to a minimum?IT Refurbishment

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